By accepting our use of cookies, you allow us to improve your experience on our website, so that it is faster, more personalised and more secure. You can change the cookie settings in your browser at any time. Find out more about cookies.

Savings account
Your money available at any time with no fees

The savings account is the perfect solution to save money you do not need right away. Moreover, your savings are available to you at any moment, 24hrs a day. The savings account is ideal if you want to build a small reserve of money when needed.

Advantages of the savings account

The European Central Bank stopped paying a return on deposits in its accounts in July 2012 and, on 18 September 2019, it increased the negative interest rate further from -0.4% to -0.5%; that is, any amount deposited at ECB generates a cost of 0.50% for the bank.*


Keytrade Bank Luxembourg will not reflect this negative interest on its customers and proposes a savings account with no costs or fees.


As soon as the rates applied by the European Central Bank allow a return to be paid on this savings account, Keytrade Bank Luxembourg will apply an interest rate again.


  • Cheap, fast and practical

Flexible management: money remains available at any time and you can transfer money in real time with just a few clicks to your current or your trading account.

You save without costs: no management fee, no cost for the online bank statements.