Are your savings stalled? Invest easily with KEYPLAN
You no longer need to be an expert to invest in funds. Top up your savings with an investment plan in a basket of predefined and automated funds.
KEYPLAN puts investment in everyone’s reach!
Download the brochureWe are available to help you Monday to Friday from 09:00 to 17:30.
+352 45 04 39, info@keytradebank.lu,
Skype ID: keytradebank.lu
Pick a plan and see how it has performed in the past.
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The characteristics of KEYPLAN
Practical
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From 25€/year
Everyone is free to invest as much as they want. Conventional wisdom says that you should have precautionary savings of 6 to 9 months of net salary, which can be adapted according to your own situation. For longer periods, everything will depend on your plans for the short or medium term. But you can be sure of one thing: KEYPLAN is the ideal solution for those starting to invest.
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Automatic payments
Once you have worked out the amount that you want to pay in regularly (per month, per quarter, per six months or year), everything is done automatically. You no longer need to give it any thought, unless you want to stop your KEYPLAN or to change your payment amounts. You can top up the regular payments with occasional payments, even after starting your KEYPLAN.
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Can be checked everywhere and at all times
Wherever you are, you can check the progress of your KEYPLAN on any computer, smartphone or tablet. On your mobile devices, all you need to do is download our Keytrade Bank Luxembourg app.
Efficient
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No entry fees
Unlike other banks, Keytrade Bank Luxembourg won’t charge you any fees when you open a KEYPLAN. There are also no management fees. The exit fees are clear and transparent: € 0 if you stop your KEYPLAN after 5 years and only € 9.95 per fund included in your KEYPLAN if you stop before the fifth year.
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40 quality funds selected by our experts
The 40 funds included in the KEYPLAN promotion are among the best on the market. They have been carefully selected by our stock market experts in line with these criteria: performance, risk, diversification (geographic and sectoral) and the quality of the manager.
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Diversified and regular investments
The return on a KEYPLAN is never guaranteed. But its major strength lies in reducing risk by sticking to the two golden rules: regular investment (spread over time) and a diversification of funds (based in different regions or sectors). So you will benefit automatically from a better distribution of your investments and greater security.
Personal
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You choose your investment style
Choose the style that suits you best from our three investment styles. These investment styles differ notably by their risks and their potential returns. Once your choice is made, we invest the amount chosen in a selection of hand-picked funds. Are you an expert on funds? Would you prefer to put together your own tailored plan? That is not a problem, as you can always create your own tailored KEYPLAN.
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You can add money and/or change your payments amount
Any time you want, you can change your initial KEYPLAN: this includes the payments amount or the regularity of the payments. You can even halt them for a while. All this can be done without incurring any fees.
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You stop when you want
You can stop your KEYPLAN at any time: all you need to do is ask us to transfer the securities included in your KEYPLAN to your own trading account. If that is done before the end of the fifth year, you will have to pay fees of € 9.95 per fund included in your plan. After the fifth year, the transfer of the amount in your KEYPLAN will be free of charge.
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Paul's sound solution
Every year Paul pays his end-of-year bonus into his KEYPLAN, so that he can treat himself to his dream holidays.
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Eva's sound solution
To top up her pension, Eva opened a KEYPLAN on the day she turned 40.
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Julie's sound solution
With an eye on her daughter’s future studies, Julie automatically pays € 50 a month into a KEYPLAN.
Do you have money to invest?
Choose a KEYPLANWhat is a fund?
Fund means 'Undertaking for Collective Investment' (« UCI »). UCI is a general term used for different undertakings collecting money from the public and whose activity consists of managing an investment portfolio. The term 'fund' covers collective investment schemes in the form of an investment company (such as the Sicav or Sicaf), as well as mutual funds, and their sub-funds.
Find out more? Take part in our next KEYPLAN webinar
See all info sessionsDiscover the 40 KEYPLAN quality funds:
The funds are carefully chosen by Keytrade Bank Luxembourg according to the following criteria: the performance, the risk, the diversification and the quality of the Fund Manager.
To obtain an overview of the investment policy, the charges and taxation of the 40 funds we refer you to the prospectus, the KIID and the last periodic report.
Carmignac Patrimoine (Unit trust according to French law)
Mixed Neutral Risk : World
Sector/type: Mixed Neutral Risk : World
Risk 4
Risk level: Risk 4
Carmignac Investissement (Unit trust according to French law)
Shares (region) : World
Sector/type: Shares (region) : World
Risk 5
Risk level: Risk 5
Carmignac Emergents (Unit trust according to French law)
Shares (region) : Growth markets
Sector/type: Shares (region) : Growth markets
Risk 6
Risk level: Risk 6
Invesco Funds Invesco Pan European Equity Fund A (cap)
Invesco Funds (Investment company according to Luxembourg law)
Shares (region) : Europe
Sector/type: Shares (region) : Europe
Risk 6
Risk level: Risk 6
Axa Rosenberg Equity Alpha Trust Axa Rosenberg Japan Equity Alpha Fund B
Axa Rosenberg Equity Alpha Trust (Unit Trust according to Irish law)
Shares (country) : Japan
Sector/type: Shares (country) : Japan
Risk 6
Risk level: Risk 6
Fidelity Funds (Investment company according to Luxembourg law)
Shares (region) : World
Sector/type: Shares (region) : World
Risk 5
Risk level: Risk 5
Fidelity Funds (Investment company according to Luxembourg law)
Shares (country) : United States
Sector/type: Shares (country) : United States
Risk 5
Risk level: Risk 5
Robeco QI Global Dynamic Duration DH
Robeco QI Global Dynamic Duration (Investment company according to Luxembourg law)
Bonds Euro (without term) : Euro
Sector/type: Bonds Euro (without term) : Euro
Risk 3
Risk level: Risk 3
CapitalatWork Foyer Umbrella Contrarian Equities At Work C
CapitalatWork Foyer Umbrella (Investment company according to Luxembourg law)
Shares (region) : World
Sector/type: Shares (region) : World
Risk 6
Risk level: Risk 6
Franklin Templeton Investment Funds Franklin Euro Government Bond Fund A
Franklin Templeton Investment Funds (Investment company according to Luxembourg law)
Bonds Euro (without term) : Euro
Sector/type: Bonds Euro (without term) : Euro
Risk 3
Risk level: Risk 3
Invesco Funds Invesco Active Multi-Sector Credit Fund A
Invesco Funds (Investment company according to Luxembourg law)
Hedge Funds/Absolute Return
Sector/type: Hedge Funds/Absolute Return
Risk 3
Risk level: Risk 3
JPMorgan Funds Europe Strategic Growth Fund A
JPMorgan Funds (Investment company according to Luxembourg law)
Shares (region) : Europe
Sector/type: Shares (region) : Europe
Risk 5
Risk level: Risk 5
BL (Investment company according to Luxembourg law)
Shares (region) : World
Sector/type: Shares (region) : World
Risk 5
Risk level: Risk 5
Amundi Funds Bond Euro High Yield AE
Amundi Funds (Investment company according to Luxembourg law)
Bonds Euro (without term) : Euro
Sector/type: Bonds Euro (without term) : Euro
Risk 3
Risk level: Risk 3
Fidelity Funds European Dynamic Growth Fund A
Fidelity Funds (Investment company according to Luxembourg law)
Shares (region) : Europe
Sector/type: Shares (region) : Europe
Risk 5
Risk level: Risk 5
Franklin Templeton Investment Funds Franklin European Growth Fund A
Franklin Templeton Investment Funds (Investment company according to Luxembourg law)
Shares (region) : Europe
Sector/type: Shares (region) : Europe
Risk 5
Risk level: Risk 5
Carmignac Portfolio Commodities A
Carmignac Portfolio (Investment company according to Luxembourg law)
Shares (sector) : Commodities
Sector/type: Shares (sector) : Commodities
Risk 6
Risk level: Risk 6
Blackrock Global Funds New Energy Fund A2
Blackrock Global Funds (Investment company according to Luxembourg law)
Shares (sector) : Energy
Sector/type: Shares (sector) : Energy
Risk 5
Risk level: Risk 5
Robeco Capital Growth Funds Robeco Emerging Markets Equities D
Robeco Capital Growth Funds (Investment company according to Luxembourg law)
Shares (region) : Growth markets
Sector/type: Shares (region) : Growth markets
Risk 6
Risk level: Risk 6
Robeco Capital Growth Funds Robeco Chinese Equities D
Robeco Capital Growth Funds (Investment company according to Luxembourg law)
Shares (country) : China & Hong-Kong
Sector/type: Shares (country) : China & Hong-Kong
Risk 6
Risk level: Risk 6
DNCA Invest (Investment company according to Luxembourg law)
Mixed flexible
Sector/type: Mixed flexible
Risk 4
Risk level: Risk 4
Merclin Sicav (Investment company according to Luxembourg law)
Shares (region) : World
Sector/type: Shares (region) : World
Risk 5
Risk level: Risk 5
Franklin Templeton Investment Funds Templeton Global Total Return Fund A (acc)
Franklin Templeton Investment Funds (Investment company according to Luxembourg law)
Bonds basket foreign currencies (without term) : Miscellaneous
Sector/type: Bonds basket foreign currencies (without term) : Miscellaneous
Risk 5
Risk level: Risk 5
Franklin Templeton Investment Funds Franklin U.s. Opportunities Fund A
Franklin Templeton Investment Funds (Investment company according to Luxembourg law)
Shares (country) : United States
Sector/type: Shares (country) : United States
Risk 6
Risk level: Risk 6
Threadneedle Investment Funds Global Bond Fund 1
Threadneedle Investment Funds (Investment company according to British law)
Bonds basket foreign currencies (without term) : World
Sector/type: Bonds basket foreign currencies (without term) : World
Risk 4
Risk level: Risk 4
UBAM Global High Yield Solution AHC
UBAM (Investment company according to Luxembourg law)
Bonds Not-Euro (without term) : US Dollar
Sector/type: Bonds Not-Euro (without term) : US Dollar
Risk 4
Risk level: Risk 4
Amundi Funds (Investment company according to Luxembourg law)
Monetary Euro : Euro
Sector/type: Monetary Euro : Euro
Risk 1
Risk level: Risk 1
Schroder International Selection Fund Global Inflation Linked Bond A
Schroder International Selection Fund (Investment company according to Luxembourg law)
Bonds basket foreign currencies (without term) : World
Sector/type: Bonds basket foreign currencies (without term) : World
Risk 4
Risk level: Risk 4
Invesco Funds Invesco Balanced-Risk Allocation Fund A (cap)
Invesco Funds (Investment company according to Luxembourg law)
Mixed flexible
Sector/type: Mixed flexible
Risk 4
Risk level: Risk 4
Ethna-Aktiv (Unit trust according to Luxembourg law)
Mixed flexible
Sector/type: Mixed flexible
Risk 3
Risk level: Risk 3
Blackrock Global Funds Global Equity Income Fund A2 Hedged
Blackrock Global Funds (Investment company according to Luxembourg law)
Shares (region) : World
Sector/type: Shares (region) : World
Risk 5
Risk level: Risk 5
Franklin Templeton Investment Funds Templeton Asian Smaller Companies Fund A
Franklin Templeton Investment Funds (Investment company according to Luxembourg law)
Shares (region) : Asia Pacific ex Japan
Sector/type: Shares (region) : Asia Pacific ex Japan
Risk 5
Risk level: Risk 5
DNCA Invest (Investment company according to Luxembourg law)
Mixed flexible
Sector/type: Mixed flexible
Risk 4
Risk level: Risk 4
Blackrock Global Funds European Equity Income Fund A2
Blackrock Global Funds (Investment company according to Luxembourg law)
Shares (region) : Europe
Sector/type: Shares (region) : Europe
Risk 5
Risk level: Risk 5
Amundi Funds Bond Global Aggregate AE
Amundi Funds (Investment company according to Luxembourg law)
Bonds basket foreign currencies (without term) : World
Sector/type: Bonds basket foreign currencies (without term) : World
Risk 4
Risk level: Risk 4
Invesco Funds Invesco Asia Balanced Fund A Hedged (cap)
Invesco Funds (Investment company according to Luxembourg law)
Mixed Neutral Risk : Miscellaneous
Sector/type: Mixed Neutral Risk : Miscellaneous
Risk 4
Risk level: Risk 4
First Eagle Amundi International Fund AE (Qdis)
First Eagle Amundi (Investment company according to Luxembourg law)
Mixed High Risk : World
Sector/type: Mixed High Risk : World
Risk 5
Risk level: Risk 5
Aberdeen Global Emerging Markets Infrastructure Equity Fund A Hedged
Aberdeen Global (Investment company according to Luxembourg law)
Shares (sector) : Industrials
Sector/type: Shares (sector) : Industrials
Risk 5
Risk level: Risk 5
Aberdeen Global Asia Pacific Multi Asset Fund A Hedged
Aberdeen Global (Investment company according to Luxemburg law)
Mixed Neutral Risk : World
Sector/type: Mixed Neutral Risk : World
Risk 4
Risk level: Risk 4
Threadneedle (Lux) European High Yield Bond 1E
Threadneedle (Lux) (Investment company according to Luxembourg law)
Bonds Euro (without term) : Euro
Sector/type: Bonds Euro (without term) : Euro
Risk 3
Risk level: Risk 3
