The key principles for good asset management
Many people think that they can achieve the best investment results by buying individual shares (‘stock picking’). But numerous studies have shown that the right ‘mix’ of major investment categories (also known as ‘asset classes’) accounts for 90% of the investment result.
That is why, with KEYPRIVATE, we put the emphasis on ‘asset allocation’: the optimal balance, based on your risk profile and according to the market context.
What’s more, when constructing portfolios, we select trackers, not individual shares, this allows us to substantially diversify risk. After all, every tracker is composed of dozens, sometimes hundreds of underlying assets. The result is a wider spread of potential risk.
By investing in cost-efficient trackers, we can construct a widely diversified portfolio, without unnecessary costs.
Thanks to our highly technical platform, we are able to carry out the transactions in your portfolio without brokerage fees. And, naturally, you never have to pay custody fees at Keytrade Bank.
The only cost you pay is a low fixed management fee (0.75% per year, incl. transaction costs, Excl. VAT), so overall you pay 2 to 3 times less than at a traditional asset management firm.
Market movements or fluctuating performances of the various trackers may result in your portfolio no longer being efficient or optimal. For this reason, the investment committee meets once a month to assess your portfolio and adjust it, if need be.
This constant rebalancing ensures that the risk level of your portfolio continues to match your profile, while the expected return remains optimal.
A new service, same benefits
Anyone investing in KEYPRIVATE benefits from Keytrade Bank’s many years of expertise. As a leader in online banking in Luxembourg, Keytrade Bank has developed user-friendly, secure and accessible applications for everyday banking, investing and now also discretionary asset management.
No unnecessary costs
Costs are detrimental to the return on your capital. The use of cost-efficient trackers and absence of transaction fees reduce the discretionary asset management fees to an absolute minimum.
You pay 0.75% per year (Excl. VAT), on the amount of your discretionary managed portfolio. No entry fees, no exit fees, no transaction fees. Minimum investment € 15,000.
Monitor the return of your portfolio, any time, any place, via an intuitive and handy dashboard.
We organize on a regular basis info sessions concerning KEYPRIVATE, these take place throughout Luxembourg. During these sessions you can discover the benefits of KEYPRIVATE.