Our fees
At Keytrade Bank Luxembourg, there are no hidden charges or nasty surprises. All our charges are simple and transparent!
Keytrade Pro fees
- Accounts
-
Trading account
Open an accountAccount opening for a natural person
FREE Account opening for a corporate entity
250€ Annual charges
FREE Account balance is at least 10 €
FREE Account balance is below 10 €
maximum 10 € Custodian fees for stocks in portfolio private investors
FREE* Inactivity fees***
Natural person: after 36 months
0,15% min 250€/year + VAT Legal person: after 12 months
0,15% min 250€/year + VAT Softkey/First Hardkey **
FREE New Hardkey **
15 € * Except for the activity as Custodian Bank for funds and insurances: 0.10 % per year with a minimum of 1,000 €. * Except for certain funds (list available on request): 0.09% per quarter min. €20 per quarter for all funds from the list. ** Additional postage costs may apply for sending Hardkeys outside of the European Economic Area. *** Exemption for holders of a KeyPrivate or KeyPlan account and clients with assets under management of over €50,000 (or foreign currency equivalent) in fund holdings (excluding ETF) and/or cash. - Transaction charges
-
Stocks, Turbos, Trackers
European Markets
Amsterdam, Paris, Brussels
Per order less than or equal to € 5,000.00
€ 14.95 Per order and per block from 5,000.01 to € 50,000.00
€ 24.95 Frankfurt (XETRA), Milan (Borsa Italiana), Madrid (Bolsa De Madrid)
Per order and per block from 0 to € 50,000.00
€ 24.95 London (SETS)
Per order and per block from £ 0 to £ 50,000.00
£ 29.95 + 0.50% on buys (stamp duty) Zurich (Six Swiss Exchange)
Per order and per block from CHF 0 to CHF 50,000.00
CHF 49.95 + tax and/or stamp duty (if applicable) Helsinki (Finland)
Per order less than or equal to € 10,000.00
€ 19.95 Per order from € 10,000.01 to € 20,000.00
€ 24.95 Per block of € 20,000.00
€ 24.95 Stockholm (Sweden)
Per order less than or equal to SEK 100,000.00
SEK 175 Per order from SEK 100,000,01 to SEK 200,000.00
SEK 295 Per block of SEK 200,000.00
SEK 295 Copenhagen (Denmark)
Per order less than or equal to DKK 100,000.00
DKK 175 Per order from DKK 100,000.01 to DKK 200,000.00
DKK 295 Per block of DKK 200,000.00
DKK 295 Oslo (Oslo BØRS)
Per order less than or equal to NOK 100,000.00
NOK 175 Per order from NOK 100,000.01 to NOK 200,000.00
NOK 295 Per block of NOK 200,000.00
NOK 295 American Markets *
Nyse, Nasdaq, Amex, OTC-BB
Per order and per block from 0 to $ 50,000.00
$ 29.95 Canadian Markets
TSX and TSX Venture
Per order and per block from 0 to CAD 50,000.00
CAD 39.95 Exercise Warrants/Turbo’s per transaction
€ 14.95 * Investors with positions in American Depository Receipts (ADRs) are subject to variable regular third-party fees. Further information is available at www.sec.gov/investor/alerts/adr-bulletin.pdf -
Options
European Markets LIFFE
Amsterdam, Brussels, Paris
Per contract :
€ 3 (with a min. of € 19.95 per transaction) Exercise*/Assignment:
- Delivery contracts: 0.30% (% of the execution price) min. € 19.95 per transaction
- Settlements contracts: € 4.75 per contract, min. € 19.95 per transactionEurex
Index & stock-options in €
€ 3.00 per contract with a min. of € 19.95 per transaction Index & share options in CHF
CHF 3.50 per contract with a min. of CHF 19.95 per transaction Exercise*/Assignment:
- Options on stocks: 0.30% (% of the execution price) min. € / CHF 19.95 per transaction
- Options on Indexes: € / CHF 4.75 per contract, min. € / CHF 19.95 per transactionAmerican Markets
Per contract :
$ 2.50 per contract with a min. of $ 19.95 per transaction Exercise*/Assignment:
- Options on stocks: 0.30% (% of the execution price) min. $ 19.95 per transaction
- Options on Indexes: $ 2.75 per contract, min. $ 19.95 per transaction* Option exercise is not possible via Keytrade Bank Luxembourg. However, if on due date equities options are “in-the-money”, the exercise will be automatically cash settled. For more info, read the options market rules on https://www.keytradebank.lu.
-
Bonds
ONLINE
Coupon detachment
Free Secondary Market
0.40% (min. €29.95 or equivalent in other currencies) OFFLINE
Coupon detachment
Free Secondary Market
0.80% (min. €49.95 or equivalent in other currencies) -
Funds
- Online*
Entrance fee
9.95 €* Redemption fee
FREE Transaction fee per order
FREE * The Carmignac funds are subject to specific pricing. You will be charged entry fees of 1.00% on the amount of your purchase instead of a fixed price of €9.95 per purchase.
* Keytrade Bank Luxembourg may, in its capacity as a distributor, receive distribution commissions from management companies. These distribution commissions are determined as a percentage of the total amount of assets under management per fund. You will find the percentage on the fund details page. The distribution commissions (percentage and amount) are also indicated before fund purchase orders are placed.
- Quotes
-
Quotes
Delayed quotes (+/- 15 min.)
FREE Real time quotes
Euronext + LIFFE
€ 2.50 per month* US markets
€ 5 per month* Milan, London, Switzerland
€ 9.95 per month* Frankfurt (Xetra)
€ 20 per month* Eurex
€ 15 per month* OMX (Stockholm – Copenhagen - Helsinki)
€ 20 per month* * or free from 3 transactions/month on this market group For Madrid, Canada (TSX & TSX Venture) and Oslo (OMX) only the delayed quotes are available.
- Other stock exchange services
-
Other services
Depth of the market on the Euronext stock exchanges (5 lines)
FREE Costs for regularization or change
€ 60 VAT excluded Dividend payments for stocks in the dossier
FREE Outgoing transfer charges for financial instruments
€ 150 VAT excluded per line Charges for removing securities from markets
€ 35 VAT excluded per line Stock Dividend (dividend paid out as stocks)
FREE General meetings:
Being informed and receiving invitations
€ 100 /year Voting by proxy
€ 40 / vote Certification of attendance
€ 15 /attendance Repayment Reverse Convertible
€ 35/line Charges for the purchase or sale of rights (rights non-tradable via the site)
€ 2.50 Deposit charges for certificates and other "exotic coupons"
€ 250 VAT excluded Charges for the public sales offer, exchange offer or registration of new shares
€ 5 Custody account after cancelling relationship
first quarter free, 1% of assets under management, minimum 200 € per quarter Inheritance fees
150 € per year Reminders fees
100 € per item Taxation:
- Regularization or exchange fees :
€ 60 VAT excluded - Double taxation : administration fee
4.2% of the amount recovered with a min. of €100 excluding VAT / operation Administrative costs:
- Written confirmation of saldo, other certifcate
€ 30 VAT excluded - Research of history and account statement
€ 30 VAT excluded /page PHONE, FAX OR EMAIL ORDERS:
- Online markets
Online transaction fees + € 15 - Offline markets
1.40% of the total amount of the transaction
with a min. of € 49.95 per transaction
(or equivalent in other currencies) -
Global Analyzer
BASIC (conclusion of the PREMIUM report)
FREE PREMIUM*
€ 20/month* * Free from 3 executed transactions per month, made on all types of markets.
Also free for shares you hold in portfolio.
|
Account opening for a natural person |
FREE |
|
Account opening for a corporate entity |
250€ |
|
Annual charges |
FREE |
|
Account balance is at least 10 € |
FREE |
|
Account balance is below 10 € |
maximum 10 € |
|
Custodian fees for stocks in portfolio private investors |
FREE* |
|
Inactivity fees*** |
|
|
Natural person: after 36 months |
0,15% min 250€/year + VAT |
|
Legal person: after 12 months |
0,15% min 250€/year + VAT |
|
Softkey/First Hardkey ** |
FREE |
|
New Hardkey ** |
15 € |
| * Except for the activity as Custodian Bank for funds and insurances: 0.10 % per year with a minimum of 1,000 €. | |
| * Except for certain funds (list available on request): 0.09% per quarter min. €20 per quarter for all funds from the list. | |
| ** Additional postage costs may apply for sending Hardkeys outside of the European Economic Area. | |
| *** Exemption for holders of a KeyPrivate or KeyPlan account and clients with assets under management of over €50,000 (or foreign currency equivalent) in fund holdings (excluding ETF) and/or cash. | |
European Markets
|
Amsterdam, Paris, Brussels |
|
|
Per order less than or equal to € 5,000.00 |
€ 14.95 |
|
Per order and per block from 5,000.01 to € 50,000.00 |
€ 24.95 |
|
Frankfurt (XETRA), Milan (Borsa Italiana), Madrid (Bolsa De Madrid) |
|
|
Per order and per block from 0 to € 50,000.00 |
€ 24.95 |
|
London (SETS) |
|
|
Per order and per block from £ 0 to £ 50,000.00 |
£ 29.95 + 0.50% on buys (stamp duty) |
|
Zurich (Six Swiss Exchange) |
|
|
Per order and per block from CHF 0 to CHF 50,000.00 |
CHF 49.95 + tax and/or stamp duty (if applicable) |
|
Helsinki (Finland) |
|
|
Per order less than or equal to € 10,000.00 |
€ 19.95 |
|
Per order from € 10,000.01 to € 20,000.00 |
€ 24.95 |
|
Per block of € 20,000.00 |
€ 24.95 |
|
Stockholm (Sweden) |
|
|
Per order less than or equal to SEK 100,000.00 |
SEK 175 |
|
Per order from SEK 100,000,01 to SEK 200,000.00 |
SEK 295 |
|
Per block of SEK 200,000.00 |
SEK 295 |
|
Copenhagen (Denmark) |
|
|
Per order less than or equal to DKK 100,000.00 |
DKK 175 |
|
Per order from DKK 100,000.01 to DKK 200,000.00 |
DKK 295 |
|
Per block of DKK 200,000.00 |
DKK 295 |
|
Oslo (Oslo BØRS) |
|
|
Per order less than or equal to NOK 100,000.00 |
NOK 175 |
|
Per order from NOK 100,000.01 to NOK 200,000.00 |
NOK 295 |
|
Per block of NOK 200,000.00 |
NOK 295 |
American Markets *
|
Nyse, Nasdaq, Amex, OTC-BB |
|
|
Per order and per block from 0 to $ 50,000.00 |
$ 29.95 |
Canadian Markets
|
TSX and TSX Venture |
|
|
Per order and per block from 0 to CAD 50,000.00 |
CAD 39.95 |
|
Exercise Warrants/Turbo’s per transaction |
€ 14.95 |
| * Investors with positions in American Depository Receipts (ADRs) are subject to variable regular third-party fees. Further information is available at www.sec.gov/investor/alerts/adr-bulletin.pdf | |
European Markets LIFFE
|
Amsterdam, Brussels, Paris |
|
|
Per contract : |
€ 3 (with a min. of € 19.95 per transaction) |
|
Exercise*/Assignment: |
- Delivery contracts: 0.30% (% of the execution price) min. € 19.95 per transaction - Settlements contracts: € 4.75 per contract, min. € 19.95 per transaction |
Eurex
|
Index & stock-options in € |
€ 3.00 per contract with a min. of € 19.95 per transaction |
|
Index & share options in CHF |
CHF 3.50 per contract with a min. of CHF 19.95 per transaction |
|
Exercise*/Assignment: |
- Options on stocks: 0.30% (% of the execution price) min. € / CHF 19.95 per transaction - Options on Indexes: € / CHF 4.75 per contract, min. € / CHF 19.95 per transaction |
American Markets
|
Per contract : |
$ 2.50 per contract with a min. of $ 19.95 per transaction |
|
Exercise*/Assignment: |
- Options on stocks: 0.30% (% of the execution price) min. $ 19.95 per transaction - Options on Indexes: $ 2.75 per contract, min. $ 19.95 per transaction |
* Option exercise is not possible via Keytrade Bank Luxembourg. However, if on due date equities options are “in-the-money”, the exercise will be automatically cash settled. For more info, read the options market rules on https://www.keytradebank.lu.
|
ONLINE |
|
|
Coupon detachment |
Free |
|
Secondary Market |
0.40% (min. €29.95 or equivalent in other currencies) |
|
OFFLINE |
|
|
Coupon detachment |
Free |
|
Secondary Market |
0.80% (min. €49.95 or equivalent in other currencies) |
|
Entrance fee |
9.95 €* |
|
Redemption fee |
FREE |
|
Transaction fee per order |
FREE |
* The Carmignac funds are subject to specific pricing. You will be charged entry fees of 1.00% on the amount of your purchase instead of a fixed price of €9.95 per purchase.
* Keytrade Bank Luxembourg may, in its capacity as a distributor, receive distribution commissions from management companies. These distribution commissions are determined as a percentage of the total amount of assets under management per fund. You will find the percentage on the fund details page. The distribution commissions (percentage and amount) are also indicated before fund purchase orders are placed.
The client will have to pay both the commission and the exchange fee.
Carrying cost on Futures
From 1 August 2017, overnight positions in Futures will be subject to a carrying cost.
The carrying cost will be calculated on the basis of the daily margin requirement and applied when a position is held overnight. The funding rate used for calculating the carrying cost is based on the relevant Interbank-rate + markup (150 bps).
Carrying cost = Margin requirement * Holding time * (Relevant Interbank rate + Markup) / (365 or 360 days)
Example: You buy 1 Futures Contract in E-mini S&P 500 with a margin requirement of USD 5,000 and hold the position for 5 days.
| Nominal Value: | 115,000 USD |
| Margin Requirement: | 5,000 USD |
| Holding time: | 5 days |
| 1M USD LIBOR rate: | 1.00% |
| Markup: | 1.50% |
| Carrying cost: | 5,000 * 5 * (1.00%+1.50%) / 360 = 1.74 USD |
|
Delayed quotes (+/- 15 min.) |
FREE |
Real time quotes
|
Euronext + LIFFE |
€ 2.50 per month* |
|
US markets |
€ 5 per month* |
|
Milan, London, Switzerland |
€ 9.95 per month* |
|
Frankfurt (Xetra) |
€ 20 per month* |
|
Eurex |
€ 15 per month* |
|
OMX (Stockholm – Copenhagen - Helsinki) |
€ 20 per month* |
| * or free from 3 transactions/month on this market group | |
For Madrid, Canada (TSX & TSX Venture) and Oslo (OMX) only the delayed quotes are available. |
|
|
Depth of the market on the Euronext stock exchanges (5 lines) |
FREE |
|
Costs for regularization or change |
€ 60 VAT excluded |
|
Dividend payments for stocks in the dossier |
FREE |
|
Outgoing transfer charges for financial instruments |
€ 150 VAT excluded per line |
|
Charges for removing securities from markets |
€ 35 VAT excluded per line |
|
Stock Dividend (dividend paid out as stocks) |
FREE |
|
General meetings: |
|
|
Being informed and receiving invitations |
€ 100 /year |
|
Voting by proxy |
€ 40 / vote |
|
Certification of attendance |
€ 15 /attendance |
|
Repayment Reverse Convertible |
€ 35/line |
|
Charges for the purchase or sale of rights (rights non-tradable via the site) |
€ 2.50 |
|
Deposit charges for certificates and other "exotic coupons" |
€ 250 VAT excluded |
|
Charges for the public sales offer, exchange offer or registration of new shares |
€ 5 |
|
Custody account after cancelling relationship |
first quarter free, 1% of assets under management, minimum 200 € per quarter |
|
Inheritance fees |
150 € per year |
|
Reminders fees |
100 € per item |
|
Taxation: |
|
|
- Regularization or exchange fees : |
€ 60 VAT excluded |
|
- Double taxation : administration fee |
4.2% of the amount recovered with a min. of €100 excluding VAT / operation |
|
Administrative costs: |
|
|
- Written confirmation of saldo, other certifcate |
€ 30 VAT excluded |
|
- Research of history and account statement |
€ 30 VAT excluded /page |
|
PHONE, FAX OR EMAIL ORDERS: |
|
|
- Online markets |
Online transaction fees + € 15 |
|
- Offline markets |
1.40% of the total amount of the transaction with a min. of € 49.95 per transaction (or equivalent in other currencies) |
|
BASIC (conclusion of the PREMIUM report) |
FREE |
|
PREMIUM* |
€ 20/month* |
| * Free from 3 executed transactions per month, made on all types of markets. Also free for shares you hold in portfolio. |
|
-
Account fees
Open an accountAccount opening for a natural person
FREE Account opening for a corporate entity
250€ Annual charges
FREE Account balance is at least 10 €
FREE Account balance is below 10 €
maximum 10 € Custodian fees for stocks in portfolio private investors
FREE* Inactivity fees***
Natural person: after 36 months
0,15% min 250€/year + VAT Legal person: after 12 months
0,15% min 250€/year + VAT Softkey/First Hardkey **
FREE New Hardkey **
15 € * Except for the activity as Custodian Bank for funds and insurances: 0.10 % per year with a minimum of 1,000 €. * Except for certain funds (list available on request): 0.09% per quarter min. €20 per quarter for all funds from the list. ** Additional postage costs may apply for sending Hardkeys outside of the European Economic Area. *** Exemption for holders of a KeyPrivate or KeyPlan account and clients with assets under management of over €50,000 (or foreign currency equivalent) in fund holdings (excluding ETF) and/or cash. -
Transfers
Transfer €
Free Transfer $
$ 5 Transfer CAD/CHF/GBP/AUD/NZD
CAD/CHF/GBP/AUD/NZD 10 Transfer NOK/SEK/ZAR/DKK
NOK/SEK/ZAR/DKK 75 Transfers not instructed by internet : 15 €
Non-Euro transfers : fees may apply depending on corresponding banks
-
Deposit and withdrawal physical
Cash physical deposits and withdrawals are only allowed in EUROS for a maximum of 10,000 EUR.
For each deposit, an attest dating from less than one month can be requested.
Deposits
none Withdrawal
0.50% of the amount with a min. of € 5
|
Account opening for a natural person |
FREE |
|
Account opening for a corporate entity |
250€ |
|
Annual charges |
FREE |
|
Account balance is at least 10 € |
FREE |
|
Account balance is below 10 € |
maximum 10 € |
|
Custodian fees for stocks in portfolio private investors |
FREE* |
|
Inactivity fees*** |
|
|
Natural person: after 36 months |
0,15% min 250€/year + VAT |
|
Legal person: after 12 months |
0,15% min 250€/year + VAT |
|
Softkey/First Hardkey ** |
FREE |
|
New Hardkey ** |
15 € |
| * Except for the activity as Custodian Bank for funds and insurances: 0.10 % per year with a minimum of 1,000 €. | |
| * Except for certain funds (list available on request): 0.09% per quarter min. €20 per quarter for all funds from the list. | |
| ** Additional postage costs may apply for sending Hardkeys outside of the European Economic Area. | |
| *** Exemption for holders of a KeyPrivate or KeyPlan account and clients with assets under management of over €50,000 (or foreign currency equivalent) in fund holdings (excluding ETF) and/or cash. | |
|
Transfer € |
Free |
|
Transfer $ |
$ 5 |
|
Transfer CAD/CHF/GBP/AUD/NZD |
CAD/CHF/GBP/AUD/NZD 10 |
|
Transfer NOK/SEK/ZAR/DKK |
NOK/SEK/ZAR/DKK 75 |
|
Transfers not instructed by internet : 15 € Non-Euro transfers : fees may apply depending on corresponding banks |
|
|
Cash physical deposits and withdrawals are only allowed in EUROS for a maximum of 10,000 EUR. For each deposit, an attest dating from less than one month can be requested. |
|
|
Deposits |
none |
|
Withdrawal |
0.50% of the amount with a min. of € 5 |
|
For more information, please go to our website and click on “banking”. |
| Annual interest rate | in euros | other currency |
|---|---|---|
|
Credit rate |
none | none |
|
Debit rate |
10.50% | 10.50% |
To join our helpdesk via Skype, you need to download and install the free Skype software. Follow the instructions on www.skype.com.
