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NN (L) Patrimonial Balanced P (dis)1

1 326,78 EUR

NAV 25/09/2020

8,50 EUR (0,64%)

Evolution compared to the last NAV

NN (L) Patrimonial



Rating 3
Minimum buy value

no minimum for KEYPLAN

Minimum sell value

no minimum for KEYPLAN



Regional split

Sectorial split

Major holdings 31/08/2020

NN (L) Global Sustainable Equity - I Cap EUR 17,47%
Nn (L) Euro Fixed Income - I Cap Eur 15,92%
NN (L) Euro Long Duration Bond - I Cap EUR 7,93%
NN (L) Euromix Bond - I Cap EUR 4,97%
NN (L) European Sustainable Equity - I Cap EUR 4,07%
NN (L) Japan Equity - Z Cap EUR 2,98%


Isin LU0119196268
Name NN (L) Patrimonial Balanced P (dis)
Total Assets 490 million EUR
Fund type Bond fund
Management fee 1,51%
Distribution fee 0,72% on the amount of the position
Fund manager Ewout van Schaick
Fund manager since 09/06/1986
Legal type and nationality Investment company according to Luxembourg law
Financial Service ING Belgique
Frequency Listing daily
Investment Horizon Undetermined
Investment Category Mixed Neutral Risk : World
European Passport Yes
Quote Currency EUR
Publication NV
Duration undetermined

Registration and reception of the requests of issue/redemption/change of sub-fund

Each subscription/redemption request of shares can be introduced and registered on each working day before 11h30 (Belgian time) through the transaction site of Keytrade Bank. If we receive your order before 11h30, it will be executed at the NAV of the same day (D), of the following day (D+1) or the next following day (D+2), depending from the fund.

If you want to be certain about the NAV of execution, we advise you to check the prospectus (see conditions for the subscription and the redemptions of shares). If Keytrade Bank receives your order after 11h30, the order will be considered being placed the following day.

Requests for changes of sub-fund are not possible at Keytrade Bank


Currency risk

Credit risk

Equity risk

SRRI risk indicator 2

Lower risk
Higher risk
Potentially lower return
Potentially higher return
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7


2 The synthetic risk indicator gives an indication of the risk associated with investing in a collective investment. The scale goes from 1 (weakest risk) to 7 (highest). The lowest category does not indicate that the investment is risk free. The indicator is based on historical data and may possibly not be a reliable indication of the future risk profile of the fund. The type of risk is not a guarantee and may change over time. (you can find more information here)

Tariff structure

Stock exchange tax at redemption not applicable
Withholding tax 25%
Capital Gains Tax not applicable *
Entry fees 0 EUR
Exit fees 0 EUR **

For other, non-current costs that might be paid by the investor, we refer to the prospectus

* 25% withholding tax on the realised gains on the fixed income part of the fund if the fund contains more than 25% of fixed income products

** If you transfer a fund/the funds of your Keyplan to your trading account before the end of the fifth year, you will have to pay fees of € 9.95 (per transferred fund).

Investment policy

Objectives and Investment Policy Th e fund is a fund of funds and invests primarily in a diversified international portfolio of equity and fixed income funds (funds that invest in either stocks or fixed income instruments). Also other financial instruments can be used to achieve the investment objectives. The fund may also invest directly, up to 20% of its net assets, in mainland China via Stock Connect which is the mutual market access programme through which investors can deal in selected securities. The fund uses active management to respond to changing market conditions by using amongst others fundamental and behavioural analysis resulting in dynamic asset allocations over time. The fund positioning can therefore materially deviate from the benchmark. The fund is actively managed against an investment profile of 50% bonds denominated in Euro (benchmark Bloomberg Barclays Euro Aggregate) and 50% global stocks (benchmark MSCI AC World (NR)), with a bandwidth of 20%. Measured over a period of several years we aim to beat the performance of the combined benchmark. The benchmark is a broad representation of our investment universe. The fund may also include investments into securities that are not part of the benchmark universe. We put an accent on stable capital growth. The fund strives to add value via three approaches: (1) Selection within and between stocks and bonds, (2) Selection in a diverse set of funds (3) Decide on portfolio diversification and risk management. You can sell your participation in this fund on each (working) day on which the value of the units is calculated, which for this fund occurs daily. The fund aims at providing you with a regular dividend.

If you have a complaint, please contact our Legal Department:

If the complaint is not handled to your full satisfaction, you may submit it to the CSSF:

1 Fund means «Undertaking for collective Investment». Undertaking for collective Investment is a general term used for different undertakings collecting money from the public and whose activity consists in managing an investment portfolio. The fund notion contains as well collective investment schemes in the form of an investment company (such as the Sicav or Sicafi) as the contractual funds (such as the Mutual Fund) and their sub-funds.

3 When you would like to have more information on the diamond rating of VWD, please click here.