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Margin account / Lombard loan

A practical way to finance the purchase of your shares. It basically consists of a loan guaranteed by a pledge of your securities and it allows you to increase your investment possibilities.

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Double your investment capacity

Due to a Lombard loan you can practically double your investment capacity and you have the possibility to invest in the financial instruments of your choice.
You can obtain a Lombard loan for a maximum value of 100% of the current market value of your portfolio. The minimum amount € 10,000.


  • Debit interest rate (Euro): euribor 6 months + 1,80%, payable quarterly based on the used loan.
  • Debit interest rate (USD): Libor 6 months + 1.80%, payable quarterly based on the used loan.
  • The debit interest rate for the used loan on another currency than the one granted will be 8%.
  • Loan commission: 0.20 % per quarter, payable quarterly based on the granted loan.

Warranty: The Bank has the right to pre-define the margin coverage required to respect, it would be determined case by case, with a minimum of 150% of liquid financial products quoting on regulated markets and which are no derivatives.


If you would like to obtain a Lombard loan, please download now the credit opening form and send the completed form to Our commercial team will then contact you to confirm your credit opening.


This is a product for experienced investors. Keytrade Bank Luxembourg is under no obligation to grant a Lombard loan.

Adding leverage to your portfolio with a Lombard loan can multiply potential returns, and can also multiply losses. This product is not suitable for all investors. Read carefully these documents concerning the risks and the Conditions for Lombard Credit facility.

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From Monday to Friday between 09:00 and 17:30